Terms & Conditions

Effective Date: September 2025

1. Acceptance of Terms

By accessing or using the Site, or by purchasing/downloading any digital products (e.g., e-books, templates, checklists, prompt packs, courses), you agree to these Terms and our Privacy Policy, Cookie Policy and Disclaimer. If you do not agree, do not use the Site.

2. Eligibility & Accounts

You must be at least 16 years old to use the Site. If you create an account, you are responsible for keeping your credentials confidential and for all activity under your account. Notify us promptly of any unauthorized use.

3. Purchases, Pricing & Taxes

• Prices are listed on the Site and may change without notice. The price applicable to your order is the price at the time of checkout.
• Payments are processed by third-party providers. We do not store full payment card numbers.
• You are responsible for any applicable taxes; where required, taxes will be calculated and shown at checkout.
• Coupons, promotions, and time-limited offers may have specific conditions stated on the relevant page; those terms control in case of conflict.

4. Digital Content License

Upon valid purchase, we grant you a non-exclusive, non-transferable, revocable license to download and use the purchased digital content for your own personal or internal business use, subject to these Terms and any product-specific license notes on the product page.

You may not resell, redistribute, sublicense, publicly share, publish, or make the content available in any “as-is” downloadable form to third parties without our prior written consent.

5. Prohibited Uses

• Reverse engineering, copying, scraping, or automated downloading of content beyond normal use.
• Sharing license keys, download links, or files publicly or with unauthorized users.
• Using the Site to transmit malware, spam, or unlawful content, or to violate the rights of others.
• Circumventing technical protection measures, rate limits, or access controls.

6. Intellectual Property

All content on the Site—including text, graphics, logos, icons, images, videos, downloads, and software—is owned by Forgenovanest or its licensors and protected by applicable intellectual property laws. All rights not expressly granted are reserved.

7. Third-Party Services

We may integrate third-party services (e.g., payment processors, email providers, analytics, hosting). Those services are governed by their own terms and privacy policies. We are not responsible for third-party content, policies, or practices.

8. Refunds & EU Digital Content

Due to the nature of instant digital downloads, all sales are generally final once delivery starts.

EU consumers: Under EU consumer rules, the right of withdrawal may not apply once digital content delivery has begun with your prior express consent and acknowledgment that you lose the right of withdrawal. Where a statutory right applies and has not been waived, you may request a withdrawal within 14 days of purchase. For assistance, contact .

If a specific product page states a different refund or guarantee policy, that product-specific policy will govern.

9. Disclaimers

The Site and all digital products are provided on an “AS IS” and “AS AVAILABLE” basis. We do not warrant that the content will meet your requirements or that operation will be uninterrupted or error-free. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

Where the Site includes affiliate links or recommendations, see our Disclaimer for additional disclosures.

10. Limitation of Liability

To the maximum extent permitted by law, Forgenovanest and its owners, employees, and contractors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenues, data, or business opportunities, arising out of or related to your use of the Site or digital products, even if advised of the possibility of such damages.

In all cases, our aggregate liability shall be limited to the greater of: (a) the amount you paid to us for the product giving rise to the claim within the 3 months preceding the event; or (b) EUR 100.

11. Indemnification

You agree to indemnify and hold harmless Forgenovanest and its affiliates, owners, and staff from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your breach of these Terms or your misuse of the Site or digital products.

12. Suspension & Termination

We may suspend or terminate access to the Site or to specific downloads/licenses at any time if we believe you have violated these Terms or applicable laws. Upon termination, your license to use any affected digital content may also terminate as stated in these Terms.

13. Changes to the Site or Terms

We may update the Site and these Terms from time to time. Changes take effect when posted on this page with an updated Effective Date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

14. Copyright / DMCA

If you believe material on the Site infringes your copyright, please email with: (i) your contact details, (ii) identification of the copyrighted work, (iii) the URL/location of the allegedly infringing material, (iv) a statement of good-faith belief, and (v) a statement under penalty of perjury that the information is accurate and that you are authorized to act on behalf of the copyright owner.

15. Governing Law & Disputes

These Terms are governed by the laws of Finland, without regard to conflict-of-law rules. If you are a consumer residing in the EU, you may benefit from any mandatory provisions of your local consumer law. The parties will first attempt to resolve disputes amicably; if not resolved, disputes may be brought in the competent courts of Finland, unless mandatory law provides otherwise.

16. Miscellaneous

• Severability: If any provision is held invalid, the remaining provisions remain in effect.
• No Waiver: Failure to enforce any provision is not a waiver of our rights.
• Assignment: You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, sale, or reorganization.
• Entire Agreement: These Terms, together with our Privacy Policy, Cookie Policy, and any product-specific license notes, form the entire agreement between you and us regarding the Site and digital products.
• Language: Where we provide translations, the English version controls in case of conflict.

17. Contact

For questions about these Terms, contact us at: .

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